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Portfolio

Seven programmes, each at a stated stage.

Stage labels here mean what they say. Concept means designed and documented, not built. Prototype means a working build exists, not that it is live. Nothing in this portfolio is operating commercially.

A note on separation. These are distinct programmes with distinct risks. Credit reporting and payments in particular are separately regulated activities and would be conducted through separate entities under separate authorisations. Nothing here should be read as a single combined financial services proposition.